EMS Data Protection Plan

Program Overview

The EMS Data Protection Plan is a new and unique indemnification program acquired to reduce monetary exposure in the event of a data compromise of a merchant account. The EMS Data Protection Plan is designed specifically to meet the expenses resulting from a suspected or actual breach of credit card data from a merchant account.

The Program Covers

A mandatory forensic audit required by the Payment Card Industry Data Security Standard (PCI DSS) of a merchant when a data breach is suspected.
The data breach can be either a system/network breach or the physical theft of the credit card data from stolen receipts, stolen computers, skimming, or even employee theft.
Card replacement costs and related expenses resulting from the data breach.
All Level 2, 3 and 4 merchants regardless of their level of compliance with the standard.

The Program Limits

Each merchant account is protected up to a maximum of $100,000 and there is NO deductible.