Freddie Mac

Rates on 30-year mortgages — the most common kind among U.S. homeowners — surpassed the 7 percent mark on Thursday, a troublesome sign for an already tight housing market.

Prices and mortgage rates are climbing as Wall Street bets that interest rates will remain higher for longer.

If lack of cash is keeping you from buying a house, you may have options.

Changes to fees applied to federal mortgages have led to a misconception that borrowers with low credit scores will pay less at the expense of borrowers with good credit.

Higher mortgage rates have tethered millions of people to their homes, but that’s not the whole story.

The average rate on a 30-year fixed-rate mortgage fell to 6.09 percent this week, the lowest in five months. Buyers are returning, but experts say the state of the economy will drive the market’s next moves.

Facing high interest rates and home prices, some buyers have only a small down payment to offer. But they still have plenty of options.

The average rate on 30-year mortgages — the most popular kind among Americans — rose to the highest level since 2002, tracking the Federal Reserve’s aggressive campaign of rate increases.

Mortgage lenders are offering incentives to borrowers, hoping to lure them even as rates soar. It’s up to consumers to sort it all out.

Sales of existing homes dropped 5.9 percent last month from June, a slowdown that is expected to drag on the market for the rest of the year.