The complaint did not allege an occurrence but rather only alleged intentional conduct.

The insured sold a business vehicle and handed it over to the buyer. It was titled in the new owner’s name. Months later the new owner struck a parked vehicle. The owner of the parked vehicle is asserting a claim against the insured, who never removed the vehicle from the policy. Does the insured’s policy afford Liability Coverage for the claim?

The computer fraud provision of the insurance policy did not provide coverage for the policyholder's monetary losses because the losses did not directly result from the use of a computer.

Replacement cost provision requiring “like kind and quality” obligated the insurer to replace all vinyl siding if matching materials were unavailable. Whether matching materials were available, however, was a factual question left for a jury or fact-finder.